Eczema – Causes, Symptoms, Management, and More

When we sense an impending danger, our body creates a survival mechanism by sending adrenaline to our blood, enabling us to stay and fight or leave the scene. Sometimes, this happens when one perceives some danger to themselves, even though there is none. If such alerts happen frequently, our body becomes hyperalert and sends signals in the form of physical changes. These changes are called anxiety disorders and are a type of mental illness.

What is anxiety?
An anxious person typically tends to exaggerate or, in some cases, imagine a threat. They could have thoughts like:

• I am in a dangerous situation right now
• I cannot cope with it
• The worst is going to happen to me

Along with such thoughts, they may also see some physical changes, including:

• Tension
• Perspiration
• Sudden intense blushing
• Increase in heart rate
• Tremble or shakiness in legs
• Wringing of hands
• Lump in the throat
• Dizziness
• Nausea
• Irritable bowel syndrome or a sudden urge to pass stools

Once the physical symptoms begin, they may feel they cannot survive and want to escape. If they feel anxiety, they are likely to isolate themselves from others by avoiding people and specific places, or they may go there only with a companion. The cycle of thoughts and symptoms continues viciously and causes impediments in the ability to participate in day-to-day domestic, professional, or societal activities. To prevent this, treatment and management of anxiety are necessary.

Importance of managing anxiety
Anxiety can happen to anyone, irrespective of age and gender. Besides interfering with a person’s ability to lead an everyday life, anxiety can be distressing and debilitating. It can lead to reduced workplace productivity or poor academic performance. It can affect a person’s ability to engage and maintain relationships within a family and society. Structure treatment and self-care coping strategies can help people with anxiety recover and lead healthy life.

Ten best management options for anxiety
Self-care works well to manage anxiety, provided one reads and learns about these techniques. However, it would be better to consult a therapist once before trying to manage it yourselves. Here are some of the ten best management options for anxiety.

Education
Knowing what anxiety is and its physical and emotional impact is the first step in managing it. Knowing the typical symptoms of anxiety can help identify it and help one control them. One can also become a support group member that works with people with anxiety disorders.

Trigger identification
Knowing what causes anxiety and its associated symptoms is another important step in personalizing the treatment. By paying close attention, one can determine if a person, group of persons, a past event, or location causes anxiety. One can also identify if there are any patterns in these triggers and make a journal of such information so that one can work on it or work with a mental health professional.

Confrontation of unhelpful thoughts
When feeling anxious, one may lose control of their thoughts. Recognizing if their thoughts are unrealistic and if they assume everyone is talking about them is noticed. One may also exaggerate and blow things out of proportion. For example, one could worry about the impact of the perceived bad things and blame themselves for everything.

Mindfulness
Mindfulness is a technique that helps one stay with their complex thoughts without suppressing or encouraging them. It teaches them to respond to their thoughts instead of reacting impulsively and instinctively. Mindful meditation reduces stress and helps focus on the situation without imagining consequences.

Assertion
An anxious person may refrain from saying what they think as they fear a conflict. They can stop communicating with friends, family, or caregivers. It is essential to improve their ability to convey their thoughts honestly. It gives them self-confidence and makes them ask for help from their network.

Relaxation techniques
Along with mindfulness, you can also participate in relaxation techniques that help you release the tension in your muscles and body. It can help in reducing physical symptoms like hyperventilation and dizziness. Some of the relaxation techniques that are effective in controlling your breathing patterns are:

• Abdominal breathing instead of breathing through the chest
• Progressive muscle reaction
• Isometric relaxation exercises

You can practice these techniques every day for fifteen minutes and in the instances that cause anxiety.

Graded exposure
Graded exposure is an approach that helps you fight your fears by staying in a situation that makes you anxious until your fears subside. You expose yourself to such situations incrementally and in measured doses and come out when your anxiety has reduced significantly. You can use the benefits of mindfulness and relaxation techniques to help you overcome anxiety. Over time you can increase the duration of exposure and continue this routine until you can face your anxieties without any physical symptoms.

Physical activity
Physical activity does not cure anxiety but is very helpful in managing symptoms like increased heart rate, stiff muscles, and shallow breathing. Engage in activities like jogging, walking, biking, aerobics, or Zumba for thirty minutes at least five days a week. Start with ten minutes a day; you can increase the duration as you get more comfortable. It can help you destress, stabilize your heart rate and regularize your breathing.

Lifestyle changes
Lifestyle changes are a crucial self-care management option for anxiety. Increase the consumption of magnesium, Vitamin B, and calcium, as these deficiencies can lead to stress and anxiety. Increase the consumption of rainbow-colored vegetables and fruits, whole grains, and low-fat dairy. Avoid stimulants like caffeine and liquor, as they can interfere with your sleep patterns and make you tired the next day.

Professional care
Apart from the self-care techniques, a person who shows signs of anxiety must get professional care from a certified mental health professional. They typically combine prescription therapies, counseling, and cognitive and behavioral therapies to treat anxiety. The goal of treatment is to improve their patient’s physical symptoms, help them cope with unpleasant thoughts, and gradually build self-confidence.

A home warranty provides homeowners with several benefits and coverage that significantly ease the financial and emotional burdens associated with unexpected home repairs or replacements. By selecting the right plan and reputable home warranty provider, homeowners can safeguard their homes, their budgets, and their peace of mind for years to come. Here is everything one needs to know about home warranties, from coverage options, benefits, and reputable companies to consider.

Benefits of a home warranty plan

Financial safety net
Purchasing a home is a significant investment. With a home warranty in place, homeowners get a financial safety net against any repairs or malfunctions. This peace of mind is particularly valuable for first-time homeowners or those with limited knowledge of home maintenance.
Convenience and accessibility
Home warranty providers usually have a network of pre-screened, licensed contractors and technicians who can promptly address repair or replacement requests. Homeowners can easily submit a claim through the warranty company, and a service professional will be dispatched to assess the issue. This convenience saves homeowners the time and effort of finding and vetting service providers themselves. Additionally, home warranty companies often operate 24/7, ensuring assistance is available whenever an emergency arises.
Increased resale value
A home warranty can enhance the resale value of a property. When potential buyers see that a home is protected by a home warranty, it provides an added layer of confidence and assurance. A warranty offers buyers protection against unexpected repairs, making the property more appealing and potentially increasing its market value. It is an attractive selling point that sets a home apart from others on the market, giving sellers an edge in a competitive real estate landscape.

Coverage options
Typical home warranty coverage plans offer protection for one’s home systems as well as appliances, and some additional coverage as per the varying needs of homeowners.

Cover for home systems
Coverage for home systems typically includes essential areas such as electrical systems, ductwork, heating systems, interior plumbing, and water heaters.
Cover for appliances
Appliance coverage includes items such as dishwashers, garage door openers, garbage disposals, air conditioners, ovens, cooktops, and more. One can opt for optional coverage for pool equipment, refrigerators, or spa equipment.
Additional and optional coverage
Additionally, many home warranty providers offer optional coverage for systems and items like well pumps, septic tanks, built-in microwaves, multiple refrigerators, or duplicate appliances.
Comprehensive coverage
Some comprehensive home warranty plans can extend coverage to any other appliances used by homeowners, including ceiling fans, trash compactors, motors and pumps, roof, and even provide services like pest control.

Process to claim a home warranty
Home warranties are typically renewed annually with varying conditions per policy, offering primarily repair discounts. Here are the steps to follow while claiming a home warranty:

Step 1: Review the warranty contract
Most coverages are subject to service call fees and deductibles, which can vary among warranty providers. So it’s important for homeowners to review the terms, conditions, and exclusions in their contracts to understand their financial obligations and claim eligibility.
Step 2: Document the issue
Once the issue in a covered item is identified, one needs to document the repair by taking photos or videos that clearly show the problem. It’s important to have visual evidence to support one’s claim and provide it to the warranty company if requested.
Step 3: Contact warranty provider
One needs to contact one’s home warranty provider to initiate the claims process. Most companies offer multiple avenues to report a claim, including phone, email, or an online claims portal. One may need to provide the necessary details about the issue, including supporting documentation if possible.
Step 4: Schedule an appointment
When a homeowner requests a repair or replacement, a service professional is dispatched to assess the situation. The warranty company typically assign a licensed and vetted service provider from their network to handle the repairs. One may also be allowed to choose a known provider nearby and the company may reimburse the costs later. One needs to coordinate with the assigned professional and schedule an appointment that works for both parties.
Step 5: Pay the fees
If repair costs exceed coverage, individuals are responsible for additional expenses. Most home warranties require homeowners to pay a service call fee, which is a predetermined amount one needs to contribute towards the repair or replacement. One is advised to maintain a record of all communication, invoices, receipts, and documentation related to the claim. This documentation will be helpful for future reference and can serve as proof of the service performed. Additionally, individuals can choose to cancel a home warranty plan after a year or premium payment completion and explore superior alternatives.

Costs of a home warranty plan
The cost of home warranty may vary based on factors like the type of home, its location, and the company chosen. According to Forbes, the annual cost of a home warranty comes up to $600 on average, which can go as low as $275 or over a thousand dollars for more customized plans. It’s best to confirm the cost with a preferred company and compare a few offers before finalizing one.

Companies offering home warranties
Here are some reliable companies that one can consider:

Home Warranty of America
Home Warranty of America offers flexible home warranty plans designed to meet the diverse needs of homeowners. It also offers a money-back guarantee of up to 30 days on its repairs. With coverage for major systems like HVAC, plumbing, electrical, and appliances, the company provides reliable protection against unexpected breakdowns.

Liberty Home Guard
Liberty Home Guard delivers comprehensive coverage plans and covers a broad range of systems and appliances, including heating, air conditioning, plumbing, electrical, and kitchen appliances. Liberty Home Guard stands out for its straightforward claims process and commitment to customer satisfaction with up to 90-day workmanship guarantee. They also offer additional coverage for items like pools, spas, and well pumps.

American Home Shield
As one of the pioneers in the home warranty industry, American Home Shield (AHS) has built a solid reputation with their 30-day workmanship guarantee and an extensive network of certified technicians. AHS provides customizable plans that cover about 23 appliances and systems and also additional coverage options for leaky roofs and garage refrigerators.

Migraine is a neurological health condition that causes intense headaches. They occur in episodes when exposed to specific stimuli. Common triggers include loud sounds, fatigue, weather changes, and bright lights. Though the precise cause is unknown, it is clear that the propensity to get migraines and even the particular triggers can be transferred through heredity from parents. The following is a comprehensive account of foods and smells that trigger migraine and cities that are particularly problematic migraine hotspots.

Foods that trigger migraines
Food and beverages can provoke migraines on their own, as well as in combination with other triggers. Combinations and triggers are highly individualized; thus, there are no universal triggers. However, some foods are more common detonators than others and are listed below, so you can watch out for them. Always consult a doctor about food modifications to ascertain what affects you and what does not.

• Foods with MSG
  Monosodium glutamate, or MSG, exists naturally in the body but is also present in certain foods. Though safe to eat in minute proportions and widely used as a food additive, these might activate migraine attacks. Other food preservatives may also cause migraines.
• Aged cheeses
  Aged cheeses like feta, blue cheese, and Parmesan all contain a compound called tyramine. It causes the breakdown of proteins as the cheese ages; hence, the older the cheese, higher is the tyramine content. This compound is known to trigger migraines and headaches in some people.
• Spicy foods
  Though spicy food can be good for your health when consumed now and then and does wonders for a sinus headache, it can be problematic if you suffer from migraines. Chilli peppers are particularly detrimental when compared to other spicy ingredients. Spicy food activates TRP pain receptors, and individuals with a high risk of migraines have sensitive receptors. So it is best to avoid spicy foods because they can trigger migraines.
• Cured meats
  Deli meats, ham, sausages, and hot dogs are cured meats that tend to trigger migraines. These food items contain preservative nitrates, which preserve the color and flavor of the meat. However, they release nitric oxide into the blood, dilating blood vessels. This process is known to contribute to migraines.
• Caffeinated beverages
  Though caffeine can help relieve a regular headache, it can be problematic when you suffer from migraines. If you have a daily habit of drinking coffee, you are likely to become dependent on it, and intake of less than 80 mg could bring on a headache. Caffeine is also present in other drinks as well as foods like chocolate.
• Artificial sweeteners
  Artificial sweeteners like aspartame and sucralose tend to worsen migraines. They not only trigger headaches, but their regular use could also increase the frequency and duration of the migraines.

Smells and migraines
If you suffer from chronic migraines, you will likely experience headaches when exposed to strong smells. More than half of the individuals who suffer from chronic migraines tend to be intolerant of intense scents. It is called osmophobia and is unique to those with migraines. Headaches triggered by smells are more likely to be accompanied by nausea and are typically more severe.

Osmophobia
There could also be psychological causes related to smell that triggers migraine headaches. The aversive reaction to smells during a migraine attack is quite unpleasant. Osmophobia can result from being disgusted by particular food odors or cooking smells, or you may feel like the food is rotten. The disgust can also manifest along with anxiety which worsens the migraine. It is a common psychological feature associated with migraine attacks, just like phonophobia and photophobia.

Smells that trigger migraines
Though several smells can cause migraines and the feelings of disgust vary from individual to individual, there are some familiar strong odors that trigger migraines. Cigarette smoke, perfume, smells of pungent food, pesticides, car exhaust, nail polish, solvents, and detergents are some triggers.

Cities that are migraine hotspots
Since migraines have several triggers, food, weather, light, sound, smell, and the environment plays a vital role in maintaining the health of those with chronic migraines. Some lifestyle factors that contribute to migraines are the frequency of sunburns, frequency of exercise, plane travel, overtime work hours, and the incidence of sleeping trouble. Factors related to the environment, like extreme temperatures, and rapidly changing weather, and other factors, such as reduced access to emergency health care, can worsen the condition of a patient. Keeping these in mind, the following are five cities with a high prevalence of migraines – Cincinnati, Ohio; Knoxville, Texas; Madison, Wisconsin; Nashville, Texas and St. Louis, Missouri.

Home remedies for migraine
Though migraine is best handled with the help of a general practitioner and their prescriptions, it is also possible to reduce the intensity and frequency of migraines with some home remedies.

• Exercise
  Physical activity produces endorphins, natural opioids, that help ease stress and pain in your body. Regular work out keeps the body healthy and can reduce the frequency of migraines. Remember not to exercise when you have a headache, but do it when you are healthy. Take help from a professional trainer if necessary.
• Essential oils
  Peppermint oil contains menthol, a compound that has the ability to manage migraine symptoms. In addition, lavender oil can be added to your diffuser, inhaled directly, or even diluted with a carrier oil like almond or coconut and applied to the temples. When used regularly, these have the potential to minimize the frequency and severity of migraine attacks.
• Stress management
  More than 80% of people with migraines report stress as one of their triggers. Managing stress could decrease the frequency of migraines. Some stress management techniques are deep breathing, yoga, meditation, Tai Chi, counseling or psychotherapy, progressive muscle relaxation, music therapy, and mental imagery.

Most people with bad credit scores often struggle to get a loan. At first, it can be quite frustrating. Fortunately, today various lenders may offer loans ranging from $500-$5000 or above for bad credit. It can make things easier for individuals with poor credit scores. Nevertheless, one must be careful while taking out such loans. Hence, here are some important things that one must keep in mind during the process.

Things to consider while taking out bad credit loans

Keep an eye out for the best deal
In most cases, bad credit scores mean unfavorable terms for the borrower. However, this is not always the case. Some lenders can provide individuals with better negotiation terms and rates. So, to make the best of these bad credit loans, one must conduct thorough research and find lenders that can meet one’s requirements and preferences. Furthermore, one must look for the best deal with the most favorable terms. It includes transparency about the interest rates and additional fees.

Besides this, one must carefully read through the document. Then, the final decision can be made based on all the information provided in it.

Focus on the needs, not luxury
While it can seem tempting to take out a loan to buy luxurious items, it cannot be considered a wise investment. So, one must always consider all the needs and take out the loan accordingly.

If one finds this hard, try to make things easier by setting a clear budget that specifies all the needs that must be met. Although refraining from temptations can be tough, prioritizing one’s needs over luxuries and other irrelevant items can aid one in managing finances without falling deep into debt.

Consider having a co-signer
Sometimes, if a borrower has a bad credit score, it can become challenging for them to take out a bad credit loan all on their own. In such cases, asking a trusted family member or a friend (preferably a person with a good credit score) to act as the co-signer can be beneficial. It can help one get loans on better terms and even a lower interest rate.

But in such circumstances, one must remember that if one can’t repay the loan, the co-signer immediately becomes responsible for repaying it. So, before making the final decision, one must have a solid loan repayment plan in place.

Additionally, one must make sure to inform the potential co-signer about one’s financial situation in detail so that they can make an informed decision.

Know all the lending terms and conditions
Typically, all credit institutions and lenders have a set of lending terms and conditions that the borrower must meet and agree upon. In most scenarios, this must happen before one signs up for the loan.

Unfortunately, most people do not read through these terms and conditions carefully as they find it difficult to understand the technicalities and the jargon used in the document. However, these terms mention the necessary details of the loan, such as the debt amount, frequency of payment, the agreed rate of interest, and the implications of default payments. So, it’s important for borrowers to read the terms and conditions carefully before taking out the loan.

Things to avoid while taking out bad credit loans

Borrowing more than one can afford
Sometimes, it can be compelling to borrow a loan amount that exceeds one’s affordability, especially if one’s financial situation isn’t good. But during such trial times, one must consider the interest that has to be paid on the loans for bad credit, particularly in cases where the amount exceeds the $500-$5000 range.

Therefore, it is advised to take a closer look at the budget and one’s financial situation and realistically determine the amount that can be paid to the lender every month. If needed, set a loan limit to ensure one never borrows more than the set amount.

Falling for scams
In rare scenarios, issues such as a bad credit score can make one susceptible to potential scammers. So, before agreeing to the loan, one must be wary of indicators like approval of a loan without considering the credit score and fee requests before processing the loan application.

It is because most trustworthy lenders and credit institutions perform a check of the borrower’s credit history and worthiness. They do not ask for additional fees until the loan is approved. Therefore, if one finds a lender that makes shady promises and requests, chances are high that they are scammers trying to take advantage of one’s financial situation.

Making late payments
Usually, when one’s loan request is approved, one may find the amount quickly credited to the account. While this can be convenient for most individuals, the repayments should also be made at the right time. In cases where one makes the mistake of late payments, it can negatively impact the credit score. It can worsen matters as the lower the credit score, the more difficulties one may face in getting loans.  Also, default payments can hamper one’s trustworthiness, which can cause the lender to refuse larger loans.

Therefore, even if the loan amount ranges between $500-$5000, one must be mindful of the abovementioned factors while taking out a bad credit loan. This way, one can avoid all the potential pitfalls and make the best of the current financial situation. Furthermore, one must remember that defaulting on loan payments can result in legal action. So, pay back the loan amount as soon as possible or contact the lender and discuss all the options. If one faces difficulty figuring out the best lender who matches one’s situation and requirements, seek professional advice or look out for various lenders online to make a well-informed decision.

One of the top reasons for low vision and blindness in people over 55 is macular degeneration. Macular degeneration causes loss of vision due to damage to the macula in the retina of the eye. It can be difficult for people with this condition to live in inaccessible homes. So, to ensure ease of maneuverability for people with macular degeneration or similar conditions, here are 13 tips to make a home low-vision friendly.

Use clear and contrasting colors for walls
The key to making a low-vision-friendly home is using light and dark colors. Dark colors can be complex for those with low vision, but if used intelligently, it can make all the difference. The answer lies in how light reflects off certain surfaces. If you have a bright yellow wall with black trim around it, then any space adjacent to it will be illuminated by daylight coming through windows above them. Contrasting shades like white or black help keep things cooler by reflecting out more heat than they receive from direct sunlight.

Place essential items in your line of sight
Ensure that important items, such as mobility aids, phones, and other necessities, are within your line of sight and not obscured by something else in the room. Use a magnifying glass or lamp to help you see things.  Also, try placing things exactly where they need to be instead of trying for an open space like an empty shelf.

Create a unique work area for yourself
Make a unique work area for yourself that you are familiar with. Keep your work area well organized and clean, and make sure you have enough space to work comfortably. Also, note that you have enough light, especially if you are working on small pieces of paper or pictures that need to be read clearly.

Use good lighting
Good lighting is essential to a low-vision-friendly home. It allows you to see clearly and it reduces the glare, making it easier for your eyes to adjust. Use natural light in addition to artificial light; you should use both types of lighting throughout the day, especially if there are windows near where you spend most of your time. The best way to do this is by using lamps or ceiling lights that provide both types of illumination (such as fluorescent bulbs). Another tip is to combine incandescent bulbs with LED bulbs – They produce warm tones with more natural-looking light than CFLs or LEDs. However, they can be more expensive because they often require replacement after about ten years.

Use the correct font size for signage
When it comes to reading signage, font size is critical. It must be large enough to see clearly and understand what is on the sign without straining your eyes. Some fonts may need to be larger and bolder for one to read them without glasses or contacts. Use serif fonts like Arial or Times New Roman instead of sans serifs like Helvetica Neue or Georgia, and choose a larger font size than 12 points.

Label cabinets, cupboards, and drawers with braille labels
Label cabinets, cupboards, and drawers with braille labels. Braille labels are easy to read and inexpensive. They typically come in different sizes and colors to suit your needs.

Try talking devices to help you do things around the house
You can also consider voice-activated devices to help you do things around the house. For example, if you need to take a shower or do other household tasks with ease, it is essential that your device is easy to use and can provide clear audio feedback. Make sure the device has been approved by your doctor, and check out their website for more information on how they work.

Put up rubber mats in a bathtub or shower
If you have low vision, it is vital to put up rubber mats in the bathroom and kitchen, basically any area with the risk of a slippery floor. To be twice as cautious, place anti-skid mats in your entrance way too.

Install cane-detectable barriers at staircases
You can install cane-detectable barriers at the top and bottom of your stairs to make sure that people who use canes know where they are. Cane-detectable barriers are usually made of plastic, so they will not damage floors or walls if they fall.

Avoid clutter in an open area or room
Clutter can make it difficult to find things. This will make life more challenging for those with advanced macular degeneration or other low-vision issues. Also, any clutter can be dangerous for those who walk around with their eyes closed—people who are visually impaired may not realize something is in front of them until they bump into it head-on. This may lead to further issues like bruises, sprains, or even a concussion.

Opt for contrasting colors and textures whenever possible
Rather than picking a monochromatic scheme for your rooms, opt for contrasting colors and textures that can help you differentiate between things. If your furniture is dark-colored, pick a light color for the wall. If you have chosen a smooth finish for your cupboards and cabinets, pick a textured wall or large accent pieces. These tips will give you a better look at things and make them easier to see. You can also ensure that any small appliances and electronics are bright colored if the shelves are dark and vice versa.

Having a guide dog or pet
Dogs are a great help for people with low vision. They can help you find things quickly, get around the house, and communicate with others. Guide dogs can be trained to do many things, such as finding items, walking on a leash or leading you through your home, and turning lights on and off.

Prepare for emergencies
As an individual with macular degeneration and related issues, it is crucial to build a network of people who can come to your aid if needed. Get to know your neighbors and have a plan in place for what to do in case of an emergency. Keep an emergency first aid kit at home, with extra supplies such as bandages, gauze pads, and tweezers on hand, and be sure you have the address of your closest hospital handy. Also, keep a list of essential phone numbers convenient (like 911) and names and contact information for people who can help in an emergency—friends or family members who live nearby!